Finding the right mortgage starts with securing the best rate. At Port Moody Mortgage, we give you access to competitive rates from Canada’s top banks, credit unions, and alternative lenders. Whether you’re buying your first home, renewing, or refinancing, our brokers ensure you don’t pay more than you need to.
Today’s Best Mortgage Rates
Our brokers monitor the market daily to match you with the lowest available rates. Because we work with multiple lenders—not just one bank—you’ll have more options and more negotiating power.
(Rates updated regularly. Exact offers may vary based on credit, income, and property type.)
| Mortgage Type | Term | Rate (as low as) |
|---|---|---|
| Fixed-Rate Mortgage | 5-Year | 4.89% |
| Fixed-Rate Mortgage | 3-Year | 5.19% |
| Variable-Rate Mortgage | 5-Year | 5.45% |
| 1-Year Fixed | 1-Year | 6.25% |
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Why Rates Vary
Your actual mortgage rate depends on several factors, including:
- Credit score & financial history
- Down payment amount
- Income and debt ratios
- Property type and location
- Lender promotions or discounts
That’s why working with a mortgage broker in Port Moody gives you the advantage—we know where to find the best deals for your unique situation.
Fixed vs Variable Rates
- Fixed-Rate Mortgages – Your interest rate and payments stay the same for the term. Ideal for budgeting and peace of mind.
- Variable-Rate Mortgages – Rates move with the market. Great for flexibility and long-term savings if rates drop.
Not sure which is right for you? Our team will walk you through the pros and cons based on your goals.
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Lock in Your Rate with Port Moody Mortgage
Rates can change quickly. By getting pre-approved today, you can hold your rate for up to 120 days while you search for a home or prepare for renewal.
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